5 things NOT to say to an Appraiser

When it comes time for an appraisal, whether for estate planning, divorce, a home sale, or refinancing, most people want to make a good impression. However, there are certain things you probably shouldn’t say to an appraiser during the inspection. Appraisers are trained to remain impartial and focus on facts. Certain comments can create awkward moments or even lead to misunderstandings.

Here are a few things to avoid saying, and what you can do instead:

1. ❌ “We need the value to come in at $___.”

This is the big one. Appraisers cannot be influenced or pressured to “hit a number.” Saying this puts them in an uncomfortable position and can even raise red flags.

✅ Instead: Provide the appraiser with helpful documents such as a list of recent updates, permits, or comps, but let them do their job independently.

2. ❌ “The buyers are willing to pay this much.”

While market activity matters, an appraisal is based on market-supported data and comparable sales, not just what one buyer is willing to offer.

✅ Instead: Share information about other offers you may have received, but focus on objective details like square footage, upgrades, or neighborhood sales.

3. ❌ “Zillow says my home is worth more.”

Online estimates can be a fun starting point, but they’re often way off the mark. Appraisers use verified data, comparable sales, and local expertise, not automated algorithms.

✅ Instead: Ask questions such as “What factors matter most in determining value in this neighborhood?” That way you’ll walk away with insight, not just frustration.

4. ❌ “Can you just ignore that issue?”

Whether it’s a leaky roof, unfinished work, or something cosmetic, hiding defects or asking the appraiser to “overlook” something can backfire.

✅ Instead: Be upfront. Many issues can be explained with context, such as repairs scheduled or recent updates elsewhere in the home. Transparency builds credibility.

5. ❌ “It has sentimental value.”

Your home may hold years of memories, but appraisers measure market value, not personal value. Sentiment can’t be quantified in dollars.

✅ Instead: Highlight updates or features that add measurable value, like a remodeled kitchen, energy-efficient windows, or a finished basement.

Understanding the Appraisal Process

Appraisals can feel daunting, but they don’t have to be. Understanding the process can help you feel more comfortable. Appraisers assess the property based on various factors, including location, condition, and recent sales in the area.

The Role of the Appraiser

An appraiser's role is to provide an unbiased valuation. They analyze the property and compare it to similar homes that have recently sold. This ensures that the appraisal reflects the current market conditions.

Importance of Accurate Information

Providing accurate and detailed information about your property is crucial. This includes any improvements or repairs made. The more information you provide, the better the appraiser can assess the value.

The Bottom Line

Appraisers aren’t there to negotiate, pick sides, or guess what you want to hear. They’re there to provide an independent, credible valuation that attorneys, lenders, and courts can rely on. Whether you’re an attorney handling estate or divorce cases, an agent preparing listings, or a homeowner planning for the future, remember:

• Share facts, not expectations

• Provide helpful documentation

• Let the appraisal process bring clarity and confidence

  
  

Efird Appraisals has been serving North and South Carolina for over 40 years with certified residential and commercial appraisers. Our reports are reliable, defensible, and trusted by attorneys, real estate professionals, and homeowners alike.

📘 Download our free Quick Guide for Attorneys or Agents today, or schedule your appraisal with our team.

Why Choose Efird Appraisals?

Choosing the right appraisal service is essential. With over four decades of experience, we have built a reputation for accuracy and reliability. Our team understands the unique needs of our clients and is committed to providing exceptional service.

Local Expertise

We pride ourselves on being local experts. Our deep understanding of the North and South Carolina markets allows us to provide insights that others may overlook. We are your neighbors in valuation, and we take that responsibility seriously.

Commitment to Quality

At Efird Appraisals, we are dedicated to delivering high-quality reports. Our appraisers are certified and trained to adhere to the highest standards in the industry. You can trust that our evaluations are thorough and defensible.

Making the Process Easier

We understand that appraisals can be stressful. That’s why we strive to make the process as smooth as possible. Our team is here to guide you through every step, ensuring you feel supported and informed.

In conclusion, when preparing for an appraisal, remember to focus on providing factual information and supporting documents. Avoid comments that may influence the appraiser's impartiality. With the right approach, you can ensure a successful appraisal experience.

For any questions or to schedule your appraisal, don’t hesitate to reach out. We’re here to help!